/* ===========================================================
   ЛУНА ЗАЙМ — стили
   Системные шрифты, без внешних зависимостей, mobile-first.
   =========================================================== */

:root{
  /* --- Цветовая палитра "Лунная ночь" --- */
  --color-bg:            #F6F7FC;   /* лунный свет — фон страницы */
  --color-surface:       #FFFFFF;   /* карточки/поверхности */
  --color-navy:          #12173A;   /* глубокая ночь — хедер/футер */
  --color-navy-soft:     #1D2452;   /* ночное небо — вторичные блоки */
  --color-navy-line:     #2A3268;   /* линии на тёмном фоне */
  --color-gold:          #F4B942;   /* лунное золото — CTA/акцент */
  --color-gold-hover:    #E0A62E;
  --color-periwinkle:    #6C7CE0;   /* сумеречно-синий — ссылки/иконки */
  --color-text:          #1A1E36;
  --color-text-muted:    #5C6180;
  --color-text-on-navy:  #C9CDEA;
  --color-success:       #2FBF88;
  --color-border:        #E3E6F3;
  --color-warning-bg:    #FFF6E5;
  --color-warning-border:#F0C766;

  --font-base: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;
  --font-mono: ui-monospace, "SFMono-Regular", Consolas, "Liberation Mono", Menlo, monospace;

  --container: 1120px;
  --radius-s: 8px;
  --radius-m: 14px;
  --radius-l: 22px;
  --shadow-card: 0 8px 24px rgba(18,23,58,.07);
  --header-h: 72px;
}

/* ---------- Reset ---------- */
*, *::before, *::after{ box-sizing: border-box; }
html{ -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-behavior: smooth; }
body{ margin:0; }
img, svg{ max-width:100%; display:block; }
a{ color: inherit; text-decoration: none; }
ul{ margin:0; padding:0; list-style:none; }
button{ font: inherit; }
h1,h2,h3,h4,p{ margin:0; }

@media (prefers-reduced-motion: reduce){
  *{ animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
}

body{
  font-family: var(--font-base);
  background: var(--color-bg);
  color: var(--color-text);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

:focus-visible{ outline: 3px solid var(--color-periwinkle); outline-offset: 2px; }

.container{ max-width: var(--container); margin: 0 auto; padding: 0 20px; }

.visually-hidden{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px;
  overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0;
}

/* ---------- Кнопки ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding: 14px 26px; border-radius: 999px; border: none; cursor:pointer;
  font-weight: 700; font-size: 16px; white-space: nowrap;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{
  background: var(--color-gold); color: #241705;
  box-shadow: 0 6px 18px rgba(244,185,66,.45);
}
.btn-primary:hover{ background: var(--color-gold-hover); }
.btn-ghost{
  background: transparent; color: var(--color-text-on-navy);
  border: 1px solid var(--color-navy-line);
}
.btn-ghost:hover{ border-color: var(--color-gold); color: var(--color-gold); }
.btn-sm{ padding: 10px 18px; font-size: 14px; }

/* ---------- Шапка ---------- */
.site-header{
  position: sticky; top: 0; z-index: 100;
  background: var(--color-navy);
  border-bottom: 1px solid var(--color-navy-line);
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  height: var(--header-h); gap: 16px;
}
.logo{
  display:flex; align-items:center; gap:10px;
  font-weight: 800; font-size: 20px; color:#fff; letter-spacing:.2px;
}
.logo-icon{ width:30px; height:30px; flex:none; color: var(--color-gold); }

.main-nav{ display:flex; }
.main-nav ul{ display:flex; gap:28px; }
.main-nav a{
  color: var(--color-text-on-navy); font-size: 15px; font-weight:600;
  padding: 8px 2px; border-bottom: 2px solid transparent;
  transition: color .15s ease, border-color .15s ease;
}
.main-nav a:hover, .main-nav a[aria-current="page"]{
  color:#fff; border-color: var(--color-gold);
}

.header-actions{ display:flex; align-items:center; gap:10px; }

.hamburger{
  display:none;
  width:44px; height:44px; border-radius: var(--radius-s);
  background: transparent; border: 1px solid var(--color-navy-line);
  align-items:center; justify-content:center; cursor:pointer;
}
.hamburger span, .hamburger::before, .hamburger::after{
  content:""; display:block; width:20px; height:2px; background:#fff;
  transition: transform .2s ease, opacity .2s ease;
}
.hamburger::before{ margin-bottom:5px; }
.hamburger::after{ margin-top:5px; }
.hamburger[aria-expanded="true"]::before{ transform: translateY(7px) rotate(45deg); }
.hamburger[aria-expanded="true"]::after{ transform: translateY(-7px) rotate(-45deg); }
.hamburger[aria-expanded="true"] span{ opacity:0; }

/* ---------- Секции ---------- */
.section{ padding: 64px 0; }
.section-alt{ background: var(--color-surface); }
.section-dark{
  background: var(--color-navy); color: var(--color-text-on-navy);
  background-image: radial-gradient(circle at 20% 20%, rgba(108,124,224,.18), transparent 55%),
                     radial-gradient(circle at 80% 0%, rgba(244,185,66,.10), transparent 45%);
}
.section-dark h2, .section-dark h3{ color:#fff; }

.eyebrow{
  display:inline-block; font-size:13px; font-weight:700; letter-spacing:.06em;
  text-transform: uppercase; color: var(--color-periwinkle); margin-bottom:12px;
}
.section-head{ max-width: 680px; margin-bottom: 36px; }
.section-head h2{ font-size: clamp(26px, 3.4vw, 36px); font-weight:800; }
.section-head p{ margin-top:12px; color: var(--color-text-muted); font-size:17px; }
.section-dark .section-head p{ color: var(--color-text-on-navy); }

/* ---------- Hero ---------- */
.hero{
  position: relative; overflow:hidden;
  background: var(--color-navy); color:#fff;
  background-image:
    radial-gradient(1px 1px at 10% 20%, rgba(255,255,255,.5) 0, transparent 60%),
    radial-gradient(1px 1px at 80% 15%, rgba(255,255,255,.4) 0, transparent 60%),
    radial-gradient(1.5px 1.5px at 60% 60%, rgba(255,255,255,.3) 0, transparent 60%),
    radial-gradient(1px 1px at 30% 75%, rgba(255,255,255,.35) 0, transparent 60%),
    radial-gradient(circle at 15% 15%, rgba(108,124,224,.25), transparent 45%),
    radial-gradient(circle at 85% 10%, rgba(244,185,66,.16), transparent 40%);
  padding: 56px 0 72px;
}
.hero-inner{
  display:grid; grid-template-columns: 1.15fr .85fr; gap: 40px; align-items:center;
}
.hero h1{
  font-size: clamp(30px, 4.6vw, 50px); font-weight:800; line-height:1.12; letter-spacing:-.01em;
}
.hero .lede{
  margin-top:18px; font-size: 18px; color: var(--color-text-on-navy); max-width:52ch;
}
.hero-cta{ display:flex; flex-wrap:wrap; gap:14px; margin-top:30px; align-items:center; }
.hero-note{ font-size:13px; color:#8B92C4; margin-top:14px; max-width:48ch; }

.trust-row{
  display:flex; flex-wrap:wrap; gap: 22px 32px; margin-top:40px;
  padding-top: 28px; border-top: 1px solid var(--color-navy-line);
}
.trust-item{ display:flex; align-items:center; gap:10px; font-size:14px; color: var(--color-text-on-navy); }
.trust-item strong{ font-family: var(--font-mono); color:#fff; font-size:20px; display:block; }

/* ---- Луна: сигнатурный визуальный элемент, только CSS ---- */
.moon-wrap{ position:relative; display:flex; align-items:center; justify-content:center; }
.moon{
  --size: 260px;
  width: var(--size); height: var(--size); border-radius:50%;
  position:relative; background: var(--color-navy-soft);
  box-shadow:
    inset -18px -14px 40px rgba(0,0,0,.35),
    0 0 90px rgba(244,185,66,.25);
}
.moon::before{
  content:""; position:absolute; inset:0; border-radius:50%;
  background: radial-gradient(circle at 65% 35%, #FFE9B8 0%, var(--color-gold) 45%, #C98F1F 100%);
  -webkit-mask-image: radial-gradient(circle at 30% 50%, transparent 42%, black 43%);
          mask-image: radial-gradient(circle at 30% 50%, transparent 42%, black 43%);
}
.moon::after{
  content:""; position:absolute; width:14%; height:14%; border-radius:50%;
  background: rgba(0,0,0,.12); top:30%; left:60%; box-shadow: 60px 40px 0 -4px rgba(0,0,0,.08);
}
@media (min-width: 620px){
  .moon::after{ box-shadow: 60px 40px 0 -4px rgba(0,0,0,.08), -10px 90px 0 -6px rgba(0,0,0,.06); }
}

/* ---------- Преимущества ---------- */
.grid-cards{
  display:grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
}
.card{
  background: var(--color-surface); border:1px solid var(--color-border);
  border-radius: var(--radius-l); padding: 26px; box-shadow: var(--shadow-card);
}
.card-icon{
  width:46px; height:46px; border-radius: var(--radius-s); margin-bottom:16px;
  background: linear-gradient(145deg, var(--color-periwinkle), #4C5BD0);
  display:flex; align-items:center; justify-content:center; color:#fff;
}
.card h3{ font-size:18px; font-weight:750; margin-bottom:8px; }
.card p{ color: var(--color-text-muted); font-size:15px; }

/* ---------- О продукте / о компании ---------- */
.split{ display:grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items:start; }
.fact-list{ display:grid; gap:14px; margin-top: 20px; }
.fact-list li{
  display:grid; grid-template-columns: 140px 1fr; gap:12px;
  padding:14px 0; border-bottom: 1px dashed var(--color-border);
  font-size:15px;
}
.fact-list b{ color: var(--color-text-muted); font-weight:600; }
.fact-list span{ font-family: var(--font-mono); font-weight:600; }

.info-panel{
  background: var(--color-surface); border:1px solid var(--color-border);
  border-radius: var(--radius-l); padding: 28px; box-shadow: var(--shadow-card);
}
.info-panel h3{ font-size:17px; font-weight:750; margin-bottom:14px; }
.info-panel ul{ display:grid; gap:10px; }
.info-panel li{ display:flex; gap:10px; font-size:15px; color: var(--color-text); }
.check{ flex:none; width:20px; height:20px; color: var(--color-success); margin-top:2px; }

/* ---------- Как получить: фазы луны ---------- */
.steps{
  display:grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step;
}
.step{ position:relative; text-align:left; }
.step-num{ font-family: var(--font-mono); font-size:13px; color: var(--color-periwinkle); font-weight:700; margin-bottom:14px; display:block; }
.phase{
  width:56px; height:56px; border-radius:50%; position:relative; overflow:hidden;
  background: var(--color-navy-soft); box-shadow: inset 0 0 0 2px var(--color-navy-line);
  margin-bottom:16px;
}
.phase::after{
  content:""; position:absolute; top:0; right:0; bottom:0;
  background: var(--color-gold);
}
.phase-1::after{ width:22%; }
.phase-2::after{ width:50%; }
.phase-3::after{ width:78%; }
.phase-4::after{ width:100%; box-shadow: 0 0 24px rgba(244,185,66,.6); }
.step h3{ font-size:16px; font-weight:750; margin-bottom:6px; }
.step p{ font-size:14px; color: var(--color-text-muted); }
.step-line{
  display:none;
}
@media (min-width: 860px){
  .step:not(:last-child)::before{
    content:""; position:absolute; top:28px; left: calc(50% + 46px); width: calc(100% - 46px);
    height:1px; background: var(--color-navy-line); background: var(--color-border);
  }
}

/* ---------- Обязательный дисклеймер ---------- */
.disclaimer{
  background: var(--color-warning-bg); border:1px solid var(--color-warning-border);
  border-radius: var(--radius-m); padding: 24px 26px; font-size: 13.5px; color:#5B4A16;
  line-height:1.7;
}
.disclaimer h2{ font-size:15px; font-weight:800; margin-bottom:10px; color:#4A3B10; }
.disclaimer + .disclaimer{ margin-top:14px; }
.disclaimer a{ color:#8A5D00; text-decoration: underline; }
.disclaimer-fields{ margin-top:12px; display:grid; gap:6px; font-family: var(--font-mono); font-size:12.5px; }

/* ---------- FAQ (accordion) ---------- */
.faq-list{ display:grid; gap:12px; }
.faq-item{
  background: var(--color-surface); border:1px solid var(--color-border);
  border-radius: var(--radius-m); overflow:hidden;
}
.faq-item summary{
  cursor:pointer; list-style:none; padding: 18px 22px; font-weight:700; font-size:16px;
  display:flex; align-items:center; justify-content:space-between; gap:12px;
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary::after{
  content:"+"; font-size:22px; font-weight:400; color: var(--color-periwinkle); flex:none;
  transition: transform .15s ease;
}
.faq-item[open] summary::after{ transform: rotate(45deg); }
.faq-item .faq-answer{ padding: 0 22px 20px; color: var(--color-text-muted); font-size:15px; }

/* ---------- Breadcrumbs ---------- */
.breadcrumbs{ font-size:13px; color: var(--color-text-muted); padding: 18px 0; }
.breadcrumbs a{ color: var(--color-periwinkle); }
.breadcrumbs span[aria-hidden]{ margin: 0 6px; }

/* ---------- Футер ---------- */
.site-footer{ background: var(--color-navy); color: var(--color-text-on-navy); padding: 52px 0 28px; }
.footer-top{
  display:grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 40px;
  padding-bottom: 32px; border-bottom: 1px solid var(--color-navy-line);
}
.footer-brand .logo{ margin-bottom: 14px; }
.footer-brand p{ font-size:14px; color:#8B92C4; max-width: 40ch; }
.footer-col h4{ font-size:14px; color:#fff; margin-bottom:16px; font-weight:700; }
.footer-col ul{ display:grid; gap:10px; }
.footer-col a{ font-size:14px; color: var(--color-text-on-navy); }
.footer-col a:hover{ color: var(--color-gold); }
.footer-legal{ padding-top: 24px; font-size:12px; color:#767CAA; line-height:1.8; }
.footer-legal p + p{ margin-top:8px; }
.footer-bottom{
  display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px;
  margin-top:20px; font-size:12px; color:#767CAA;
}

/* ---------- Плавающий мобильный CTA ---------- */
.mobile-cta{
  display:none; position: fixed; left:0; right:0; bottom:0; z-index:90;
  background: var(--color-navy); padding: 12px 16px;
  border-top: 1px solid var(--color-navy-line);
  padding-bottom: calc(12px + env(safe-area-inset-bottom));
}
.mobile-cta .btn{ width:100%; }

/* ---------- Калькулятор займа ---------- */
.calculator{ padding: 30px; }
.calc-grid{
  display:grid; grid-template-columns: 1fr 1fr; gap: 28px 32px; margin-bottom: 26px;
}
.calc-field label{
  display:block; font-weight:700; font-size:14px; margin-bottom:12px; color: var(--color-text);
}
.calc-field input[type="range"]{
  width:100%; accent-color: var(--color-gold); height:5px; margin-bottom:12px; cursor:pointer;
}
.calc-field-value{ display:flex; align-items:center; gap:10px; }
.calc-field-value input[type="number"]{
  width:100%; padding:12px 14px; border:1px solid var(--color-border); border-radius: var(--radius-s);
  font-family: var(--font-mono); font-size:16px; font-weight:700; color: var(--color-text);
  background: var(--color-bg);
}
.calc-field-value input[type="number"]:focus{ outline: none; border-color: var(--color-periwinkle); }
.calc-field-unit{ color: var(--color-text-muted); font-size:14px; white-space:nowrap; }
.calc-range-labels{ display:flex; justify-content:space-between; font-size:12px; color: var(--color-text-muted); margin-top:-6px; margin-bottom:12px; }

.calc-result{ margin-top:34px; padding-top:28px; border-top:1px dashed var(--color-border); }
.calc-result h3{ font-size:18px; font-weight:750; margin-bottom:18px; }
.calc-table{ width:100%; border-collapse: collapse; }
.calc-table th, .calc-table td{ text-align:left; padding:13px 4px; font-size:15px; border-bottom:1px solid var(--color-border); }
.calc-table th{ color: var(--color-text-muted); font-weight:600; width:60%; }
.calc-table td{ font-family: var(--font-mono); font-weight:700; text-align:right; }
.calc-table tr:last-child th, .calc-table tr:last-child td{ border-bottom:none; }
.calc-table tr.calc-row-total th, .calc-table tr.calc-row-total td{ color: var(--color-text); font-size:18px; }
.calc-table tr.calc-row-total td{ color: var(--color-gold-hover); }
.calc-note{ margin-top:16px; font-size:13px; color: var(--color-text-muted); }

.offers-block{ margin-top:20px; }
.offers-placeholder{
  border:1px dashed var(--color-border); border-radius: var(--radius-m);
  padding: 32px; text-align:center; color: var(--color-text-muted); font-size:14px;
  background: var(--color-surface);
}

/* =====================================================
   Адаптив
   ===================================================== */
@media (max-width: 980px){
  .hero-inner{ grid-template-columns: 1fr; }
  .moon-wrap{ order:-1; }
  .moon{ --size: 190px; }
  .grid-cards{ grid-template-columns: repeat(2, 1fr); }
  .split{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: repeat(2, 1fr); }
  .footer-top{ grid-template-columns: 1fr 1fr; }
  .footer-brand{ grid-column: 1 / -1; }
}

@media (max-width: 860px){
  .main-nav{
    position:fixed; inset: var(--header-h) 0 0 0; z-index: 95;
    background: var(--color-navy);
    transform: translateY(-8px); opacity:0; visibility:hidden;
    transition: opacity .18s ease, transform .18s ease, visibility .18s;
    overflow-y:auto;
  }
  .main-nav.is-open{ transform: translateY(0); opacity:1; visibility:visible; }
  .main-nav ul{ flex-direction:column; gap:0; padding: 10px 20px 30px; }
  .main-nav li{ border-bottom: 1px solid var(--color-navy-line); }
  .main-nav a{ display:block; padding: 18px 4px; border-bottom:none; font-size:17px; }
  .header-actions .btn-sm.btn-primary{ display:none; }
  .hamburger{ display:flex; }
  .mobile-cta{ display:block; }
  body{ padding-bottom: 76px; }
}

@media (max-width: 640px){
  .grid-cards{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: repeat(2, 1fr); }
  .trust-row{ gap:16px 24px; }
  .section{ padding: 44px 0; }
  .calc-grid{ grid-template-columns: 1fr; }
  .calculator{ padding: 22px; }
}